I guess we need to look to the microscopic world to understand what happens to us. Molecules and atoms smashing into one another not through malice but proximity. As the friction grows we become worried even obsessed with "what we did" to get to where we ended up and get all Catholic about the dings and dents along the way.
Mostly talking about me here.
But it's inevitable for much of those "collisions" to take place. For those done with actual malice - well, there is a reason Karma exists as a leveling concept. Good stuff here, Thom.